What If Building Wealth
Is The Easy Part?
In DEAR KID$, Scott Gardner challenges the idea that wealth is simply about money, revealing instead that true prosperity is built on character, discipline, and purpose.
This book was born from a personal concern that his hard-won knowledge might never reach his own children. So, Scott began writing them a letter to pass on the lessons he wished he'd learned earlier in life. That letter is the foundation of this book.
Through practical guidance, personal stories, and timeless truths, DEAR KID$ dismantles common money myths and offers a clear roadmap for building wealth, using it wisely, and living a life that truly matters—not just for his children, but for anyone seeking a more meaningful and secure future.
There is now an abridged edition. The same book, roughly forty percent shorter, with the same free worksheets below and a short list of takeaways at the end of every chapter. It is sold separately. See the abridged edition.
Free Wealth-Building Tools
Below are free, printable worksheets to help you organize your finances and build a clear path to wealth.
Financial Plan
A big-picture roadmap for your financial goals.
DownloadNeeds Analysis
Identify what matters most and make logical purchases.
DownloadNet Worth
Calculator
Calculate your net worth to see exactly where you stand today.
DownloadWeekly Budget
(Turn-Around)
Keep a tight control of your income and expenses as you're turning things around.
DownloadWeekly Budget
(Wealth-Building)
Develop wealth-building habits with this weekly budget.
Download